Payday Super Services in Oran Park
Since 1 July 2026, super must reach your employees' funds within 7 business days of every payday. W Advisory Oran Park helps set up your payroll, clearing and cash flow so every contribution lands on time and the ATO has nothing to chase.
Stay Compliant with Payday Super
Payday Super services from W Advisory Oran Park help employers meet the super rules that started on 1 July 2026. We check that your payroll calculates super on qualifying earnings, replace the closed Small Business Superannuation Clearing House, confirm your Single Touch Payroll (STP) reporting, and forecast the weekly cash flow impact so on-time payments never strain your business.
For many local businesses, the harder part isn't the paperwork. It's the cash. Super used to leave your account once a quarter; now it leaves with every pay run, while customers may still take 30 to 60 days to pay you. We plan for that gap before it becomes a problem.
3 Reasons Oran Park Employers Trust Us With Payday Super
On Time, Every Payday
Payroll and clearing are set up so contributions arrive at the fund within the deadline, not just leave your account in time.
Calculated on the Right Earnings
Commissions, allowances, bonuses and salary sacrifice are coded correctly, so every contribution is the right amount.
Cash Flow Planned Ahead
Weekly forecasts show super alongside wages, GST and PAYG, so there are no surprises on payday.
What Changed Under Payday Super?
| Rule | What it means for your business |
|---|---|
| 7-business-day deadline | The fund must receive super within 7 business days of each payday. Paying on payday builds in a buffer for clearing delays. |
| 20 days for new starters | The first contribution for a new employee, or to a new fund, has 20 business days. From the next payday, the 7-day rule applies. |
| Qualifying earnings | Super is calculated on qualifying earnings, which include ordinary time earnings, commissions and salary sacrificed amounts. Payroll codes need checking. |
| Out-of-cycle payments | Super on a bonus paid between regular paydays is due within 7 business days after the next regular payday. |
| STP every pay run | Qualifying earnings and super liability are reported each payday, so the ATO sees late or missing super quickly. |
| Clearing house closed | The ATO's free Small Business Superannuation Clearing House closed on 1 July 2026. Employers who used it need a new way to pay. |
| ATO-assessed charge | Missed deadlines lead to an ATO-assessed super guarantee charge, including notional earnings, an administrative uplift and possible choice loading. |
Who Needs Payday Super Support?
Every business with employees now works to Payday Super rules.
We help:
Tradies and builders employing apprentices, labourers or labour-only contractors
Retail and hospitality businesses with casual staff and changing hours
Allied health, childcare and professional practices with salaried teams
Businesses paying commissions, bonuses or salary sacrifice
Employers who relied on the Small Business Superannuation Clearing House
Not sure your payroll is ready? Book a free Payday Super check.
We'll tell you what's working and what needs fixing.
What's Included in Our Payday Super Services?
- Readiness review: A check of your payroll setup, earnings codes, fund details and final quarterly payments.
- Payroll and clearing setup: SuperStream payments through your payroll software or a commercial clearing house.
- Qualifying earnings mapping: Allowances, commissions, bonuses and salary sacrifice coded correctly.
- STP reporting checks: Qualifying earnings and super liability reported accurately every pay run.
- Cash flow forecasting: Weekly or fortnightly forecasts covering super, wages, GST and PAYG.
- Ongoing contribution checks: Reconciliations confirming each contribution arrived on time, with fast fixes when a fund rejects a payment.
- Structure and tax review: Advice on whether your business structure and salary packaging still suit the new cash flow pattern.
Our 3-Step Payday Super Process
Get Started Today →1. Readiness Review
We check your payroll, earnings codes, fund details, contractor arrangements and clearing method.
2. Setup and Fix
We correct any gaps, set up compliant payments and build a cash flow forecast around your pay cycle.
3. Monitor Every Pay Cycle
We reconcile contributions after each pay run and fix rejected payments before deadlines pass.
Frequently
Asked
Questions
(FAQs)
1. When did Payday Super start?
Payday Super started on 1 July 2026. Super for earnings paid up to 30 June 2026 still followed the old quarterly rules, but every payday from 1 July 2026 onwards falls under the new regime, with contributions due at each employee's fund within 7 business days. We can check both your final quarter and your new setup.
2. What happens if I pay super late under Payday Super?
If super isn't received within 7 business days of payday, the ATO can issue a super guarantee charge assessment. It includes the shortfall, notional earnings on the late amount and an administrative uplift, which can be reduced if you make a voluntary disclosure before the ATO acts. Unpaid assessments can attract further interest and penalties.
3. The Small Business Superannuation Clearing House has closed. What should I use instead?
The Small Business Superannuation Clearing House closed permanently on 1 July 2026, so employers who relied on it need another way to pay. Most payroll software can pay super through SuperStream, or you can use a commercial clearing house. W Advisory Oran Park helps you choose and set up an option that suits your payroll and pay cycle.
4. Do I have to pay super for contractors?
You must pay super for contractors who are paid mainly for their labour because they count as employees for super guarantee purposes. This is common with subcontractors in trades and construction. Our team reviews your contractor arrangements and makes sure anyone who qualifies is included in your Payday Super payments.
5. Is the ATO giving employers any leeway in the first year?
The ATO has outlined a risk-based approach for the first year of Payday Super. Employers who tried to pay correctly and on time, hit a problem such as a rejected payment, and fixed it promptly are unlikely to face compliance action. That leeway depends on acting fast, which is why W Advisory Oran Park checks contributions every pay cycle.
6. How much do Payday Super services cost?
The cost of Payday Super services depends on how many employees you have, how often you run payroll, the software you use and how much setup work is needed. Let us review your payroll first and give you clear pricing before starting, so you know exactly what ongoing support will cost.
Still have questions? Speak with an advisor.
Speak with an Advisor→Why Choose Us
Get Payday Super Right From Your Next Pay Run
Book a free Payday Super check with W Advisory Oran Park. We'll review your payroll, confirm your super is calculated and paid correctly, and show you how the new payment schedule affects your cash flow, so every payday runs smoothly, and the ATO has nothing to follow up.
Book My Payday Super Check
We help Oran Park business owners, investors and families move past poor tax advice and structures they've outgrown
by delivering tailored strategies for Oran Park & South West Sydney that stay compliant, minimise tax and build generational wealth.
Let's talk!
Our Oran Park team is ready to assist you with your tax and accounting questions.
Call Us
02 8880 7880
Oran Park Head Office
LPC House, Level 3, Unit 15
3 Fordham Way
Oran Park NSW 2570
Post
PO Box 817 Narellan NSW 2567
Hours
Monday - Saturday 9am to 5pm